SY Holdings Leads AI Discussions at Hong Kong FinTech Week 2025

The Hong Kong FinTech Week, held from November 3 to 4, 2025, brought together over 37,000 participants from more than 100 economies to explore advancements in financial technology. Organised by the Hong Kong Financial Services and the Treasury Bureau, the event showcased contributions from the Hong Kong Monetary Authority, the Securities and Futures Commission, and other key entities in the financial sector. As a partner of the event, SY Holdings Group Limited participated in discussions focused on the role of artificial intelligence (AI) in enhancing lending solutions for small and medium enterprises (SMEs).

During the opening ceremony, John KC Lee, Chief Executive of the Hong Kong Special Administrative Region, highlighted the city’s growing reputation as an international financial hub. He noted that Hong Kong now hosts over 1,200 fintech companies, a 10% increase from the previous year, with projections suggesting that the sector’s revenue could surpass $600 billion by 2032. Lee also emphasized Hong Kong’s role in supporting Chinese Mainland enterprises in their global expansion efforts.

At the “Digital Finance” forum, Darrell Lua, Director of International Business at SY Holdings, discussed the transformative potential of AI and data in addressing the financing challenges faced by SMEs. He explained that businesses generate vast amounts of supply chain data during their operations, encompassing aspects such as order processing, logistics, and payment settlements. The challenge, Lua noted, lies not in the absence of data but in the ability to effectively harness it to meet the financial sector’s needs.

SY Holdings employs a unique “transaction-focused, entity-light” model, enabling the company to assess the operational needs of SMEs without relying solely on traditional measures of creditworthiness. By leveraging AI technology to dynamically analyse and cross-verify fragmented data sources, SY Holdings provides tailored working capital solutions for businesses.

Lua elaborated on this approach by highlighting SY Holdings’ applications in emerging sectors, such as live-streaming e-commerce. He asserted that AI integration should strive for a balance between speed and understanding to truly empower financial services. This means not only developing advanced AI agents but equipping them with the capability to interpret complex, real-world information, including logistics data and external factors like weather conditions.

The company’s innovative model addresses risks that can arise from various disruptions, such as delayed shipments or unforeseen policy changes. This comprehensive risk assessment approach allows SY Holdings to offer “end-to-end, minute-level” working capital services to e-commerce merchants.

So far, SY Holdings has assisted over 21,000 SMEs, facilitating more than RMB 300 billion in order acquisition and working capital turnover. Lua emphasized that the integration of AI and finance aims to foster trust and enhance collaboration rather than replace human involvement.

In terms of partnerships, SY Holdings is committed to its platform-based strategy, aiming to connect high-quality assets with diverse funding sources. The company has established relationships with over 190 funding partners and plans to enhance the availability of scalable funding solutions by accurately identifying genuine financing needs of SMEs.

Additionally, SY Holdings aims to promote deeper integration of risk control models by merging established credit assessment systems with its distinctive risk management logic. This strategy is designed to better serve traditionally underserved segments of the SME market.

The company has also begun its global expansion strategy, with its international headquarters in Singapore serving as a strategic base. SY Holdings is developing a new “AI + International Supply Chain Technology Platform” to provide comprehensive solutions across the global supply chain ecosystem.

This year’s participation at the Hong Kong FinTech Week not only showcased SY Holdings’ capabilities in digital finance but also underscored its commitment to empowering SMEs on a global scale. By leveraging Hong Kong as a strategic bridge, SY Holdings aims to connect with international innovation resources and facilitate the global expansion of Chinese SMEs.

As SY Holdings continues to integrate advanced technologies into its services, it reinforces its mission of reshaping the global supply chain for SMEs, aligning with the evolving landscape of international trade and finance.